The software also helps keep users accountable by allowing them to enable alerts and push notifications for things like low balances, incoming minimum bill payment dates and overdraft notices, which can help you avoid paying expensive late fees or accruing interest on credit cards.

Mint allows you to input your banking and credit card information, and the software automatically analyzes your finances and pinpoints areas in which you can cut back to save money. Popular among millennials, the Mint app has attracted over 20 million users in just over a decade of operation thanks to its easy-to-use platform and hands-off approach to investing. Who’s it for? Personal finance who prioritize their mobile experience Personal Capital’s software is free, but you’ll need to pay an additional fee to access some of its wealth management tools.

Personal Capital offers both desktop and mobile app compatibility, which makes it simple to track cash flow and expenses no matter where you go. You can move between bank accounts with a single click or swipe and the software also offers comprehensive retirement planning advice (including a calculator to determine how much you need to save annually to retire on time), a fee calculator to identify where you’re losing money on overdraw and late fees, and budgeting tools that allow you to organize expenses by date, type, and transaction amount. Personal Capital is an account aggregation software that offers users a single solution to coordinate multiple bank accounts. Who’s it for? Beginning-to-intermediate planners who want an affordable way to coordinate their accounts Characteristics of Great Financial Planning Softwareīased on the criteria above, we’ve compiled a list of the top financial planning software you can use.

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